CURRENT CATALOGUE
Auction to be held on Thursday 01 March 2007
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NOTE
The rates of bonus and surrender values shown in this catalogue and as reproduced on the Foster & Cranfield website are in every case based on the latest information available to Foster & Cranfield when the catalogue went to press, but their accuracy on the Auction date cannot be guaranteed. Investors are reminded that future rates of bonus are not guaranteed. Past performance is not necessarily a guide to future performance. The surrender value stated is based on the last quotation received from the Life Office plus any premium due since the quotation date to and including 28 days from Auction Date.The Guaranteed Minimum Value equals the Sum Assured plus the Bonuses to Date.
Lot 1
An Endowment Assurance for £15,541.00 (with profits)
Effected 28th September 1988 with the
NORWICH UNION LIFE INSURANCE SOCIETY
Payable 28th September 2021 or earlier death of a Gentleman now aged 50 or a Lady now aged 56. Bonus additions £9,312.85 to 31st December 2006. (0.50 per cent on the attaching bonuses was declared for the year ending 31st December 2006.) Premium £63.89 payable on 28th of each month. Surrender Value £15,698 approximately. On the maturity at the present time of endowment assurances in force for 33 years this Company is currently paying a Terminal Bonus equal to 395.5 per cent of the Sum Assured. Estimated Sale Price Range £28,500.00 - £30,500.00.
Lot 2
An Endowment Assurance for £13,240.00 (with profits)
Effected 10th November 1988 with the
SCOTTISH AMICABLE LIFE ASSURANCE SOCIETY
Payable 10th November 2013 or earlier death of a Gentleman now aged 47 or a Lady now aged 45. Bonus additions £7,663.52 to 31st December 2005. (0.80 per cent on the sum assured and 1.50 per cent on attaching bonuses was declared for the year ending 31st December 2005.) Premium £50.60 payable on 10th of each month. Surrender Value £19,713 approximately. On the maturity at the present time of endowment assurances in force for 25 years this Company is currently paying a Terminal Bonus equal to 55 per cent of the Sum Assured and attaching Reversionary Bonuses. Estimated Sale Price Range £22,500.00 - £23,500.00.
Lot 3
An Endowment Assurance for £7,425.00 (with profits)
Effected 4th December 1989 with the
NORWICH UNION LIFE INSURANCE SOCIETY
Payable 4th December 2026 or earlier death of a Lady now aged 45. Bonus additions £3,775.50 to 31st December 2005. (0.50 per cent on the attaching bonuses has been declared for the year ending 31st December 2006.) Premium £20.00 payable on 4th of each month. Surrender Value £5,451 approximately. On the maturity at the present time of endowment assurances in force for 37 years this Company is currently paying a Terminal Bonus equal to 585.5 per cent of the Sum Assured. This was a low start contract with premiums commencing at £10.00. The Guaranteed Minimum Value is £11,200.50 provided that all future premiums are paid. Estimated Sale Price Range £11,000.00 - £12,000.00.
Lot 4
An Endowment Assurance for £16,850.00 (with profits)
Effected 20th June 1986 with the
SCOTTISH WIDOWS' FUND AND LIFE ASSURANCE SOCIETY
Payable 20th June 2011 or earlier death of a Gentleman now aged 51 (Admitted) or a Lady now aged 46 (Admitted). Bonus additions £12,245.81 to 31st December 2005. (1.50 per cent on the sum assured and 3.00 per cent on attaching bonuses was declared for the year ending 31st December 2005.) Premium £67.70 payable on 20th of each month. Surrender Value £29,153 approximately. On the maturity at the present time of endowment assurances in force for 25 years this Company is currently paying a Terminal Bonus equal to 36 per cent of the Sum Assured and attaching Reversionary Bonuses. Estimated Sale Price Range £31,000.00 - £31,500.00.
Lot 5
An Endowment Assurance for £10,170.00 (with profits)
Effected 17th November 1989 with the
STANDARD LIFE ASSURANCE COMPANY
Payable 17th November 2019 or earlier death of a Gentleman now aged 39 (Admitted) or a Lady now aged 38 (Admitted). Bonus additions £5,889.78 to 15th November 2006. (0.25 per cent on the sum assured and 0.50 per cent on attaching bonuses was declared for the year ending 15th November 2006. The interim bonus rate for 2007 is 0.25 per cent and 0.50 per cent respectively.) Premium £35.59 payable on 17th of each month. Surrender Value £9,737 approximately. On the maturity at the present time of endowment assurances in force for 30 years this Company is currently paying a Terminal Bonus equal to 58.5 per cent of the Sum Assured and attaching Reversionary Bonuses. The female life was added on 17 November 1994, prior to which date the premium was £382.63 yearly. We have obtained a quote to remove the death benefit and the revised monthly premium would be £31.96. The Guaranteed Minimum Value is £16,059.78 provided that all future premiums are paid. Estimated Sale Price Range £11,500.00 - £12,000.00.
Lot 6
An Endowment Assurance for £12,527.00 (with profits)
Effected 24th August 1989 with the
FRIENDS' PROVIDENT LIFE OFFICE
Payable 24th August 2014 or earlier death of a Gentleman now aged 43 (Admitted) or a Lady now aged 42 (Admitted). Bonus additions £6,095.50 to 31st December 2006. (0.25 per cent on the attaching bonuses was declared for the year ending 31st December 2006.) Premium £53.94 payable on 24th of each month. Surrender Value £14,102 approximately. On the maturity at the present time of endowment assurances in force for 25 years this Company is currently paying a Terminal Bonus equal to 30 per cent of the attaching Reversionary Bonuses. This is a low cost endowment. This was a low start contract with premiums commencing at £26.99. The Guaranteed Minimum Value is £18,622.50 provided that all future premiums are paid. Estimated Sale Price Range £16,000.00 - £16,500.00.
Lot 7
An Endowment Assurance for £9,360.00 (with profits)
Effected 1st May 1994 with the
PRUDENTIAL ASSURANCE COMPANY
Payable 1st May 2019 or earlier death of a Gentleman now aged 36 (Admitted). Bonus additions £2,574.06 to 31st December 2005. (1.00 per cent on the sum assured and 2.00 per cent on attaching bonuses was declared for the year ending 31st December 2005.) Premium £37.54 payable on 1st of each month. Surrender Value £7,287 approximately. On the maturity at the present time of endowment assurances in force for 25 years this Company is currently paying a Terminal Bonus equal to 121.7 per cent of the Sum Assured. The Guaranteed Minimum Value is £11,934.06 provided that all future premiums are paid. Estimated Sale Price Range £11,500.00 - £11,850.00.
Lot 8
An Endowment Assurance for £9,156.00 (with profits)
Effected 25th March 1993 with the
NORWICH UNION LIFE INSURANCE SOCIETY
Payable 25th March 2018 or earlier death of a Lady now aged 54. Bonus additions £2,156.95 to 31st December 2006. (0.50 per cent on the attaching bonuses was declared for the year ending 31st December 2006.) Premium £40.00 payable on 25th of each month. Surrender Value £6,948 approximately. On the maturity at the present time of endowment assurances in force for 25 years this Company is currently paying a Terminal Bonus equal to 79.5 per cent of the Sum Assured. This was a low start contract with premiums commencing at £20.00. The Guaranteed Minimum Value is £11,312.95 provided that all future premiums are paid. Estimated Sale Price Range £7,500.00 - £8,000.00.
Lot 9
An Endowment Assurance for £8,792.00 (with profits)
Effected 20th January 1988 with the
STANDARD LIFE ASSURANCE COMPANY
Payable 20th January 2013 or earlier death of a Gentleman now aged 53 (Admitted) or a Lady now aged 43 (Admitted). Bonus additions £6,448.39 to 15th November 2005. (0.25 per cent on the sum assured and 0.50 per cent on attaching bonuses has been declared for the year ending 15th November 2006. The interim bonus rate for 2007 is 0.25 per cent and 0.50 per cent respectively.) Premium £36.17 payable on 20th of each month. Surrender Value £12,728 approximately. On the maturity at the present time of endowment assurances in force for 25 years this Company is currently paying a Terminal Bonus equal to 20.6 per cent of the Sum Assured and attaching Reversionary Bonuses. We have obtained a quote to remove the death benefit and the revised monthly premium would be £33.35. The Guaranteed Minimum Value is £15,240.39 provided that all future premiums are paid. Estimated Sale Price Range £13,400.00 - £13,750.00.
Lot 10
An Endowment Assurance for £2,486.00 (with profits)
Effected 1st April 1986 with the
PRUDENTIAL ASSURANCE COMPANY
Payable 1st April 2011 or earlier death of a Gentleman now aged 49 or a Lady now aged 46. Bonus additions £2,135.67 to 31st December 2005. (1.00 per cent on the sum assured and 2.00 per cent on attaching bonuses has been declared for the year ending 31st December 2006.) Premium £21.50 payable on 1st of each month. Surrender Value £5,254 approximately. On the maturity at the present time of endowment assurances in force for 25 years this Company is currently paying a Terminal Bonus equal to 121.7 per cent of the Sum Assured. Estimated Sale Price Range £6,000.00 - £6,500.00.
Lot 11
An Endowment Assurance for £6,793.00 (with profits)
Effected 25th August 1990 with the
STANDARD LIFE ASSURANCE COMPANY
Payable 25th August 2015 or earlier death of a Gentleman now aged 41 (Admitted). Bonus additions £3,524.58 to 15th November 2006. (0.25 per cent on the sum assured and 0.50 per cent on attaching bonuses was declared for the year ending 15th November 2006. The interim bonus rate for 2007 is 0.25 per cent and 0.50 per cent respectively.) Premium £26.08 payable on 25th of each month. Surrender Value £7,165 approximately. On the maturity at the present time of endowment assurances in force for 25 years this Company is currently paying a Terminal Bonus equal to 20.6 per cent of the Sum Assured and attaching Reversionary Bonuses. The Guaranteed Minimum Value is £10,317.58 provided that all future premiums are paid. Estimated Sale Price Range £8,000.00 - £8,500.00.
Lot 12
An Endowment Assurance for £11,745.00 (with profits)
Effected 27th June 1988 with the
GENERAL ACCIDENT LIFE ASSURANCE
(NOW PART OF NORWICH UNION)
Payable 27th June 2018 or earlier death of a Gentleman now aged 45. Bonus additions £9,967.60 to 31st December 2006. (0.50 per cent on the sum assured and 2.00 per cent on attaching bonuses was declared for the year ending 31st December 2006.) Premium £38.02 payable on 27th of each month. Surrender Value £15,797 approximately. This series has only been in force since 1982 and on the maturity at the present time of assurances in force for 25 years this company is currently paying a terminal bonus equal to 33 per cent of the basic sum assured and attaching bonuses. Estimated Sale Price Range £22,500.00 - £23,500.00.
Lot 13
An Endowment Assurance for £7,240.00 (with profits)
Effected 1st May 1986 with the
STANDARD LIFE ASSURANCE COMPANY
Payable 1st May 2011 or earlier death of a Gentleman now aged 44 (Admitted) or a Lady now aged 43 (Admitted). Bonus additions £6,585.40 to 15th November 2006. (0.25 per cent on the sum assured and 0.50 per cent on attaching bonuses was declared for the year ending 15th November 2006. The interim bonus rate for 2007 is 0.25 per cent and 0.50 per cent respectively.) Premium £28.80 payable on 1st of each month. Surrender Value £12,560 approximately. On the maturity at the present time of endowment assurances in force for 25 years this Company is currently paying a Terminal Bonus equal to 20.6 per cent of the Sum Assured and attaching Reversionary Bonuses. The Guaranteed Minimum Value is £13,825.40 provided that all future premiums are paid. Estimated Sale Price Range £13,000.00 - £13,500.00.
Lot 14
An Endowment Assurance for £6,450.00 (with profits)
Effected 11th April 1988 with the
FRIENDS' PROVIDENT LIFE OFFICE
Payable 11th April 2013 or earlier death of a Lady now aged 49. Bonus additions £3,604.21 to 31st December 2006. (0.25 per cent on the attaching bonuses was declared for the year ending 31st December 2006.) Premium £23.88 payable on 11th of each month. Surrender Value £8,388 approximately. On the maturity at the present time of endowment assurances in force for 25 years this Company is currently paying a Terminal Bonus equal to 30 per cent of the attaching Reversionary Bonuses. This is a low cost endowment. The Guaranteed Minimum Value is £10,054.21 provided that all future premiums are paid. Estimated Sale Price Range £9,500.00 - £10,000.00.
Lot 15
An Endowment Assurance for £10,965.00 (with profits)
Effected 9th January 1989 with the
SCOTTISH AMICABLE LIFE ASSURANCE SOCIETY
Payable 9th January 2014 or earlier death of a Gentleman now aged . Bonus additions £6,212.72 to 31st December 2005. (0.80 per cent on the sum assured and 1.50 per cent on attaching bonuses was declared for the year ending 31st December 2005.) Premium £40.75 payable on 9th of each month. Surrender Value £15,869 approximately. On the maturity at the present time of endowment assurances in force for 25 years this Company is currently paying a Terminal Bonus equal to 55 per cent of the Sum Assured and attaching Reversionary Bonuses. Estimated Sale Price Range £21,000.00 - £21,500.00.
Lot 16
An Endowment Assurance for £17,875.00 (with profits)
Effected 1st October 1987 with the
STANDARD LIFE ASSURANCE COMPANY
Payable 1st October 2012 or earlier death of a Gentleman now aged 44 (Admitted) or a Lady now aged 44 (Admitted). Bonus additions £13,774.54 to 15th November 2006. (0.25 per cent on the sum assured and 0.50 per cent on attaching bonuses was declared for the year ending 15th November 2006. The interim bonus rate for 2007 is 0.25 per cent and 0.50 per cent respectively.) Premium £70.30 payable on 1st of each month. Surrender Value £26,886 approximately. On the maturity at the present time of endowment assurances in force for 25 years this Company is currently paying a Terminal Bonus equal to 20.6 per cent of the Sum Assured and attaching Reversionary Bonuses. We have obtained a quote to remove the death benefit. The revised monthly premium would be £66.07. The Guaranteed Minimum Value is £31,649.54 provided that all future premiums are paid. Estimated Sale Price Range £27,500.00 - £28,000.00.
Lot 17
An Endowment Assurance for £8,655.00 (with profits)
Effected 26th September 1991 with the
FRIENDS' PROVIDENT LIFE OFFICE
Payable 26th September 2016 or earlier death of a Gentleman now aged 38 or a Lady now aged 37. Bonus additions £3,144.80 to 31st December 2006. (0.25 per cent on the attaching bonuses was declared for the year ending 31st December 2006.) Premium £30.73 payable on 26th of each month. Surrender Value £6,649 approximately. On the maturity at the present time of endowment assurances in force for 25 years this Company is currently paying a Terminal Bonus equal to 30 per cent of the attaching Reversionary Bonuses. This is a low cost endowment. This series has only been in force since 1991 and on the maturity at the present time of assurances in force for 16 years this company is currently paying a terminal bonus equal to 20 per cent of the attaching reversionary bonuses. The Guaranteed Minimum Value is £11,799.80 provided that all future premiums are paid. Estimated Sale Price Range £8,350.00 - £8,650.00.
Lot 18
An Endowment Assurance for £8,060.00 (with profits)
Effected 15th August 1983 with the
SUN ALLIANCE & LONDON ASSURANCE (Now part of PHOENIX GROUP)
Payable 15th August 2008 or earlier death of a Gentleman now aged 56. Bonus additions £7,768.82 to 31st December 2005. (0.10 per cent on the sum assured and 0.10 per cent on attaching bonuses was declared for the year ending 31st December 2005.) Premium £32.26 payable on 15th of each month. Surrender Value £17,133 approximately. On the maturity at the present time of endowment assurances in force for 25 years this Company is currently paying a Terminal Bonus equal to 35 per cent of the Sum Assured. This policy was originally effected with Sun Alliance. Estimated Sale Price Range £17,750.00 - £18,500.00.
Lot 19
An Endowment Assurance for £17,272.00 (with profits)
Effected 24th August 1987 with the
SCOTTISH WIDOWS' FUND AND LIFE ASSURANCE SOCIETY
Payable 24th August 2012 or earlier death of a Gentleman now aged 43. Bonus additions £10,498.00 to 31st December 2006. (1.50 per cent on the sum assured and 3.00 per cent on attaching bonuses was declared for the year ending 31st December 2006.) Premium £66.27 payable on 24th of each month. Surrender Value £24,514 approximately. On the maturity at the present time of endowment assurances in force for 25 years this Company is currently paying a Terminal Bonus equal to 36 per cent of the Sum Assured and attaching Reversionary Bonuses. Estimated Sale Price Range £28,000.00 - £28,500.00.
Lot 20
An Early Maturity Policy of Assurance for £11,375.00 (with profits)
Effected 6th December 1991 with the
STANDARD LIFE ASSURANCE COMPANY
Payable 6th December 2016 or earlier death of a Lady now aged 55 (Admitted). Bonus additions £4,810.72 to 15th November 2006. (0.25 per cent on the sum assured and 0.50 per cent on attaching bonuses was declared for the year ending 15th November 2006. The interim bonus rate for 2007 is 0.25 per cent and 0.50 per cent respectively.) Premium £47.90 payable on 6th of each month. Surrender Value £10,363 approximately. On the maturity at the present time of endowment assurances in force for 25 years this Company is currently paying a Terminal Bonus equal to 20.6 per cent of the Sum Assured and attaching Reversionary Bonuses. This is an Early Maturity policy. We have obtained a quote to remove the death benefit. The revised monthly premium would be £43.77. The Guaranteed Minimum Value is £16,185.72 provided that all future premiums are paid. Estimated Sale Price Range £11,000.00 - £11,500.00.
Lot 21
An Endowment Assurance for £6,707.00 (with profits)
Effected 21st June 1989 with the
NORWICH UNION LIFE INSURANCE SOCIETY
Payable 21st June 2024 or earlier death of a Gentleman now aged 47. Bonus additions £3,410.65 to 31st December 2005. (0.50 per cent on the attaching bonuses has been declared for the year ending 31st December 2006.) Premium £20.00 payable on 21st of each month. Surrender Value £5,724.00 approximately. On the maturity at the present time of endowment assurances in force for 35 years this Company is currently paying a Terminal Bonus equal to 491 per cent of the Sum Assured. This was a low start contract with premiums commencing at £10.00. Estimated Sale Price Range £11,000.00 - £11,500.00.
Lot 22
An Endowment Assurance for £12,675.00 (with profits)
Effected 4th December 1987 with the
STANDARD LIFE ASSURANCE COMPANY
Payable 4th December 2012 or earlier death of a Lady now aged 55 (Admitted). Bonus additions £9,565.19 to 15th November 2006. (0.25 per cent on the sum assured and 0.50 per cent on attaching bonuses was declared for the year ending 15th November 2006. The interim bonus rate for 2007 is 0.25 per cent and 0.50 per cent respectively.) Premium £49.75 payable on 4th of each month. Surrender Value £18,700 approximately. On the maturity at the present time of endowment assurances in force for 25 years this Company is currently paying a Terminal Bonus equal to 20.6 per cent of the Sum Assured and attaching Reversionary Bonuses. We have obtained a quote to remove the death benefit and the revised monthly premium would be £46.88. The Guaranteed Minimum Value is £22,240.19 provided that all future premiums are paid. Estimated Sale Price Range £19,500.00 - £19,850.00.
Lot 23
An Endowment Assurance for £6,940.00 (with profits)
Effected 26th September 1989 with the
FRIENDS' PROVIDENT LIFE OFFICE
Payable 26th September 2014 or earlier death of a Gentleman now aged 44. Bonus additions £3,376.92 to 31st December 2006. (0.25 per cent on the attaching bonuses was declared for the year ending 31st December 2006.) Premium £26.20 payable on 26th of each month. Surrender Value £8,181 approximately. On the maturity at the present time of endowment assurances in force for 25 years this Company is currently paying a Terminal Bonus equal to 30 per cent of the attaching Reversionary Bonuses. The Guaranteed Minimum Value is £10,316.92 provided that all future premiums are paid. Estimated Sale Price Range £10,000.00 - £10,500.00.
Lot 24
An Endowment Assurance for £4,212.00 (with profits)
Effected 27th June 1988 with the
SUN LIFE ASSURANCE COMPANY OF CANADA
Payable 27th June 2013 or earlier death of a Gentleman now aged 57. Bonus additions £2,602.33 to 31st December 2005. (0.50 per cent on the attaching bonuses was declared for the year ending 31st December 2005. The interim bonus rate for 2006 is 0.50 per cent.) Premium £19.61 payable on 27th of each month. Surrender Value £5,347 approximately. On the maturity at the present time of endowment assurances in force for 25 years this Company is currently paying a Terminal Bonus equal to 34 per cent of the Sum Assured and attaching Reversionary Bonuses. The Guaranteed Minimum Value is £6,814.33 provided that all future premiums are paid. Estimated Sale Price Range £6,000.00 - £6,200.00.
Lot 25
An Endowment Assurance for £4,212.00 (with profits)
Effected 27th June 1988 with the
SUN LIFE ASSURANCE COMPANY OF CANADA
Payable 27th June 2013 or earlier death of a Lady now aged 50. Bonus additions £2,602.33 to 31st December 2005. (0.50 per cent on the attaching bonuses was declared for the year ending 31st December 2005. The interim bonus rate for 2006 is 0.50 per cent.) Premium £18.17 payable on 27th of each month. Surrender Value £5,347 approximately. On the maturity at the present time of endowment assurances in force for 25 years this Company is currently paying a Terminal Bonus equal to 34 per cent of the Sum Assured and attaching Reversionary Bonuses. The Guaranteed Minimum Value is £6,814.33 provided that all future premiums are paid. Estimated Sale Price Range £6,000.00 - £6,200.00.
Lot 26
An Early Maturity Policy of Assurance for £80,000.00 (with profits)
Effected 8th March 1990 with the
STANDARD LIFE ASSURANCE COMPANY
Payable 8th March 2015 or earlier death of a Gentleman now aged 60 (Admitted) or a Lady now aged 59 (Admitted). Bonus additions £44,722.39 to 15th November 2006. (0.25 per cent on the sum assured and 0.50 per cent on attaching bonuses was declared for the year ending 15th November 2006. The interim bonus rate for 2007 is 0.25 per cent and 0.50 per cent respectively.) Premium £336.20 payable on 8th of each month. Surrender Value £90,042 approximately. On the maturity at the present time of endowment assurances in force for 25 years this Company is currently paying a Terminal Bonus equal to 20.6 per cent of the Sum Assured and attaching Reversionary Bonuses. This is an Early Maturity policy. The Guaranteed Minimum Value is £124,722.39 provided that all future premiums are paid. Estimated Sale Price Range £95,000.00 - £97,000.00.
Lot 27
An Endowment Assurance for £10,320.00 (with profits)
Effected 6th November 1986 with the
NORWICH UNION LIFE INSURANCE SOCIETY
Payable 6th November 2011 or earlier death of a Gentleman. Bonus additions £8,103.65 to 31st December 2006. (0.50 per cent on the attaching bonuses was declared for the year ending 31st December 2006.) Premium £37.00 payable on 6th of each month. Surrender Value £17,452 approximately. On the maturity at the present time of endowment assurances in force for 25 years this Company is currently paying a Terminal Bonus equal to 79.5 per cent of the Sum Assured. Estimated Sale Price Range £20,000.00 - £20,500.00.
Lot 28
An Endowment Assurance for £17,200.00 (with profits)
Effected 27th May 1988 with the
FRIENDS' PROVIDENT LIFE OFFICE
Payable 27th May 2013 or earlier death of a Lady. Bonus additions £9,611.19 to 31st December 2006. (0.25 per cent on the attaching bonuses was declared for the year ending 31st December 2006.) Premium £61.00 payable on 27th of each month. Surrender Value £22,128 approximately. On the maturity at the present time of endowment assurances in force for 25 years this Company is currently paying a Terminal Bonus equal to 30 per cent of the attaching Reversionary Bonuses. This is a low cost endowment. The Guaranteed Minimum Value is £26,811.19 provided that all future premiums are paid. Estimated Sale Price Range £24,000.00 - £24,500.00.
Lot 29
A Paid-up Policy of Assurance for £10,578.00 (with profits)
Effected 29th January 1992 with the
CLERICAL MEDICAL & GENERAL LIFE ASSURANCE SOCIETY
Payable 29th January 2017 or earlier death of a Lady now aged 34. Bonus additions £8,320.00 to 31st December 2006. (0.50 per cent on the sum assured and 1.00 per cent on attaching bonuses was declared for the year ending 31st December 2006. The interim bonus rate for 2007 is 0.50 per cent and 2.00 per cent respectively.) No further premiums payable. Surrender Value £15,675 approximately. On the maturity at the present time of endowment assurances in force for 25 years this Company is currently paying a Terminal Bonus equal to 33 per cent of the Sum Assured and attaching Reversionary Bonuses. This policy was made paid up in July 2004 - the original sum assured was £21,515 with a monthly premium of £75.45. The Guaranteed Minimum Value is £18,898.00 provided that all future premiums are paid. Estimated Sale Price Range £18,750.00 - £19,500.00.
Lot 30
An Endowment Assurance for £6,639.00 (with profits)
Effected 23rd November 1987 with the
STANDARD LIFE ASSURANCE COMPANY
Payable 23rd November 2012 or earlier death of a Gentleman now aged 43 (Admitted) or a Lady now aged 44 (Admitted). Bonus additions £5,010.19 to 15th November 2006. (0.25 per cent on the sum assured and 0.50 per cent on attaching bonuses was declared for the year ending 15th November 2006. The interim bonus rate for 2007 is 0.25 per cent and 0.50 per cent respectively.) Premium £26.74 payable on 23rd of each month. Surrender Value £9,795 approximately. On the maturity at the present time of endowment assurances in force for 25 years this Company is currently paying a Terminal Bonus equal to 20.6 per cent of the Sum Assured and attaching Reversionary Bonuses. The Guaranteed Minimum Value is £11,649.19 provided that all future premiums are paid. Estimated Sale Price Range £10,500.00 - £10,850.00.
Lot 31
An Endowment Assurance for £19,866.00 (with profits)
Effected 5th February 1992 with the
SUN ALLIANCE & LONDON ASSURANCE (Now part of PHOENIX GROUP)
Payable 5th February 2017 or earlier death of a Gentleman now aged 51 (Admitted) or a Lady now aged 48 (Admitted). Bonus additions £5,667.97 to 31st December 2005. (0.10 per cent on the sum assured and 0.10 per cent on attaching bonuses was declared for the year ending 31st December 2005.) Premium £99.12 payable on 5th of each month. Surrender Value £14,689 approximately. On the maturity at the present time of endowment assurances in force for 25 years this Company is currently paying a Terminal Bonus equal to 35 per cent of the Sum Assured. This was a low start contract with premiums commencing at £49.56. The Guaranteed Minimum Value is £25,533.97 provided that all future premiums are paid. Estimated Sale Price Range £15,850.00 - £16,250.00.
Lot 32
An Endowment Assurance for £10,320.00 (with profits)
Effected 7th April 1988 with the
FRIENDS' PROVIDENT LIFE OFFICE
Payable 7th April 2013 or earlier death of a Gentleman now aged 47 or a Lady now aged 45. Bonus additions £5,766.69 to 31st December 2006. (0.25 per cent on the attaching bonuses was declared for the year ending 31st December 2006.) Premium £39.40 payable on 7th of each month. Surrender Value £13,421 approximately. On the maturity at the present time of endowment assurances in force for 25 years this Company is currently paying a Terminal Bonus equal to 30 per cent of the attaching Reversionary Bonuses. This is a low cost endowment. The Guaranteed Minimum Value is £16,086.69 provided that all future premiums are paid. Estimated Sale Price Range £15,000.00 - £15,500.00.
Lot 33
An Endowment Assurance for £11,500.00 (with profits)
Effected 27th April 1990 with the
STANDARD LIFE ASSURANCE COMPANY
Payable 27th April 2020 or earlier death of a Gentleman now aged 44 or a Lady now aged 42. Bonus additions £6,215.03 to 15th November 2005. (0.25 per cent on the sum assured and 0.50 per cent on attaching bonuses was declared for the year ending 15th November 2005. The interim bonus rate for 2007 is 0.25 per cent and 0.50 per cent respectively.) Premium £46.12 payable on 27th of each month. Surrender Value £10,441 approximately. On the maturity at the present time of endowment assurances in force for 30 years this Company is currently paying a Terminal Bonus equal to 58.5 per cent of the Sum Assured and attaching Reversionary Bonuses. This was originally a joint life policy and was altered to single life on 27 August 1991 - the premiums reduced from £41.02 to £39.17 per month. The policy was then altered back to joint lives on 27 March 2000 and premiums increased to the amount shown above. The Guaranteed Minimum Value is £17,715.03 provided that all future premiums are paid. Estimated Sale Price Range £11,500.00 - £12,000.00.
Lot 34
An Endowment Assurance for £13,050.00 (with profits)
Effected 1st December 1989 with the
ROYAL LONDON MUTUAL INSURANCE COMPANY
Payable 1st December 2014 or earlier death of a Gentleman now aged 47. Bonus additions £9,617.85 to 31st December 2005. (0.50 per cent on the sum assured was declared for the year ending 31st December 2005.) Premium £48.27 payable on 1st of each month. Surrender Value £15,261 approximately. On the maturity at the present time of endowment assurances in force for 25 years this Company is currently paying a Terminal Bonus equal to 145 per cent of the Sum Assured. Royal London have, under the Maturity Guarantee condition, increased the sum assured and premiums to £14,525 and £53.09 respectively. The insurance company have confirmed that this increase can be reversed to the original details shown above. The Guaranteed Minimum Value is £22,667.85 provided that all future premiums are paid. Estimated Sale Price Range £22,000.00 - £22,500.00.
Lot 35
An Endowment Assurance for £14,828.00 (with profits)
Effected 4th November 1994 with the
FRIENDS' PROVIDENT LIFE OFFICE
Payable 4th November 2019 or earlier death of a Gentleman now aged 47 or a Lady now aged 33. Bonus additions £3,504.77 to 31st December 2006. (0.25 per cent on the attaching bonuses was declared for the year ending 31st December 2006.) Premium £50.21 payable on 4th of each month. Surrender Value £7,853 approximately. On the maturity at the present time of endowment assurances in force for 25 years this Company is currently paying a Terminal Bonus equal to 30 per cent of the attaching Reversionary Bonuses. This is a low cost endowment. This series has only been in force since 1992 and on the maturity at the present time of assurances in force for 15 years this company is currently paying a terminal bonus equal to 15 per cent of the attaching reversionary bonuses. The Guaranteed Minimum Value is £18,332.77 provided that all future premiums are paid. Estimated Sale Price Range £9,850.00 - £10,500.00.
Lot 36
An Endowment Assurance for £5,070.00 (with profits)
Effected 1st June 1986 with the
PRUDENTIAL ASSURANCE COMPANY
Payable 1st June 2011 or earlier death of a Gentleman or a Lady. Bonus additions £4,355.00 to 31st December 2006. (1.00 per cent on the sum assured and 2.00 per cent on attaching bonuses was declared for the year ending 31st December 2006.) Premium £26.16 payable on 1st of each month. Surrender Value £10,643 approximately. On the maturity at the present time of endowment assurances in force for 25 years this Company is currently paying a Terminal Bonus equal to 121.7 per cent of the Sum Assured. Estimated Sale Price Range £12,500.00 - £13,000.00.
Lot 37
An Endowment Assurance for £12,217.00 (with profits)
Effected 28th February 1988 with the
SCOTTISH AMICABLE LIFE ASSURANCE SOCIETY
Payable 28th February 2013 or earlier death of a Gentleman or a Lady. Bonus additions £7,743.01 to 31st December 2006. (0.80 per cent on the sum assured and 1.50 per cent on attaching bonuses was declared for the year ending 31st December 2006.) Premium £46.31 payable on 28th of each month. Surrender Value £19,763 approximately. On the maturity at the present time of endowment assurances in force for 25 years this Company is currently paying a Terminal Bonus equal to 55 per cent of the Sum Assured and attaching Reversionary Bonuses. Estimated Sale Price Range £23,000.00 - £23,500.00.
Lot 38
An Endowment Assurance for £7,499.00 (with profits)
Effected 10th April 1991 with the
NORWICH UNION LIFE INSURANCE SOCIETY
Payable 10th April 2016 or earlier death of a Gentleman now aged 53 or a Lady now aged 52. Bonus additions £2,602.20 to 31st December 2006. (0.50 per cent on the attaching bonuses was declared for the year ending 31st December 2006.) Premium £33.25 payable on 10th of each month. Surrender Value £7,788 approximately. On the maturity at the present time of endowment assurances in force for 25 years this Company is currently paying a Terminal Bonus equal to 79.5 per cent of the Sum Assured. The Guaranteed Minimum Value is £10,101.20 provided that all future premiums are paid. Estimated Sale Price Range £8,500.00 - £9,000.00.
Lot 39
An Endowment Assurance for £7,719.00 (with profits)
Effected 1st November 1987 with the
STANDARD LIFE ASSURANCE COMPANY
Payable 1st November 2012 or earlier death of a Gentleman now aged 43 or a Lady now aged 41. Bonus additions £5,886.76 to 15th November 2006. (0.25 per cent on the sum assured and 0.50 per cent on attaching bonuses was declared for the year ending 15th November 2006. The interim bonus rate for 2007 is 0.25 per cent and 0.50 per cent respectively.) Premium £30.93 payable on 1st of each month. Surrender Value £11,499.00 approximately. On the maturity at the present time of endowment assurances in force for 25 years this Company is currently paying a Terminal Bonus equal to 20.6 per cent of the Sum Assured and attaching Reversionary Bonuses. The Guaranteed Minimum Value is £13,605.76 provided that all future premiums are paid. Estimated Sale Price Range £12,500.00 - £13,500.00.
Lot 40
An Endowment Assurance for £8,190.00 (with profits)
Effected 1st June 1990 with the
PRUDENTIAL ASSURANCE COMPANY
Payable 1st June 2015 or earlier death of a Gentleman now aged 58 (Admitted) or a Lady now aged 54 (Admitted). Bonus additions £4,088.96 to 31st December 2005. (1.00 per cent on the sum assured and 2.00 per cent on attaching bonuses was declared for the year ending 31st December 2005.) Premium £42.06 payable on 1st of each month. Surrender Value £11,011 approximately. On the maturity at the present time of endowment assurances in force for 25 years this Company is currently paying a Terminal Bonus equal to 121.7 per cent of the Sum Assured. Estimated Sale Price Range £13,000.00 - £13,500.00.
Lot 41
An Endowment Assurance for £5,268.00 (with profits)
Effected 11th March 1985 with the
STANDARD LIFE ASSURANCE COMPANY
Payable 11th March 2010 or earlier death of a Lady now aged 48 (Admitted). Bonus additions £5,439.53 to 15th November 2006. (0.25 per cent on the sum assured and 0.50 per cent on attaching bonuses was declared for the year ending 15th November 2006. The interim bonus rate for 2007 is 0.25 per cent and 0.50 per cent respectively.) Premium £21.21 payable on 11th of each month. Surrender Value £10,340 approximately. On the maturity at the present time of endowment assurances in force for 25 years this Company is currently paying a Terminal Bonus equal to 20.6 per cent of the Sum Assured and attaching Reversionary Bonuses. Estimated Sale Price Range £11,000.00 - £11,500.00.
Lot 42
An Endowment Assurance for £13,170.00 (with profits)
Effected 8th September 1986 with the
GENERAL ACCIDENT LIFE ASSURANCE
(NOW PART OF NORWICH UNION)
Payable 8th September 2011 or earlier death of a Gentleman now aged 50 or a Lady now aged 48. Bonus additions £13,599.00 to 31st December 2006. (0.50 per cent on the sum assured and 2.00 per cent on attaching bonuses was declared for the year ending 31st December 2006.) Premium £49.90 payable on 8th of each month. Surrender Value £26,451 approximately. On the maturity at the present time of endowment assurances in force for 25 years this Company is currently paying a Terminal Bonus equal to 33 per cent of the Sum Assured and attaching Reversionary Bonuses. Estimated Sale Price Range £27,750.00 - £28,500.00.
Lot 43
An Endowment Assurance for £10,000.00 (with profits)
Effected 1st December 1995 with the
CO-OPERATIVE INSURANCE SOCIETY
Payable 1st December 2020 or earlier death of a Gentleman now aged 41 or a Lady now aged 40. Bonus additions £2,057.10 to 31st December 2005. (0.40 per cent on the sum assured and 0.50 per cent on attaching bonuses was declared for the year ending 31st December 2005.) Premium £36.50 payable on 1st of each month. Surrender Value £5,108 approximately. On the maturity at the present time of endowment assurances in force for 25 years this Company is currently paying a Terminal Bonus equal to 114.1 per cent of the Sum Assured. The Guaranteed Minimum Value is £12,057.10 provided that all future premiums are paid. Estimated Sale Price Range £6,750.00 - £7,150.00.
Lot 44
An Endowment Assurance for £7,035.00 (with profits)
Effected 10th March 1986 with the
NORWICH UNION LIFE INSURANCE SOCIETY
Payable 10th March 2011 or earlier death of a Gentleman now aged 41 (Admitted) or a Lady now aged 40 (Admitted). Bonus additions £5,552.05 to 31st December 2006. (0.50 per cent on the attaching bonuses was declared for the year ending 31st December 2006.) Premium £26.56 payable on 10th of each month. Surrender Value £12,803 approximately. On the maturity at the present time of endowment assurances in force for 25 years this Company is currently paying a Terminal Bonus equal to 79.5 per cent of the Sum Assured. Estimated Sale Price Range £14,250.00 - £14,500.00.
Lot 45
An Early Maturity Policy of Assurance for £10,075.00 (with profits)
Effected 28th February 1992 with the
STANDARD LIFE ASSURANCE COMPANY
Payable 28th February 2017 or earlier death of a Gentleman now aged 39 or a Lady now aged 36. Bonus additions £4,099.00 to 15th November 2006. (0.25 per cent on the sum assured and 0.50 per cent on attaching bonuses was declared for the year ending 15th November 2006. The interim bonus rate for 2007 is 0.25 per cent and 0.50 per cent respectively.) Premium £40.68 payable on 28th of each month. Surrender Value £8,904 approximately. On the maturity at the present time of endowment assurances in force for 25 years this Company is currently paying a Terminal Bonus equal to 20.6 per cent of the Sum Assured and attaching Reversionary Bonuses. This is an Early Maturity policy. The Guaranteed Minimum Value is £14,174.00 provided that all future premiums are paid. Estimated Sale Price Range £9,500.00 - £9,850.00
Foster & Cranfield Limited
Registered in England
No: 3448335
Authorised and regulated by the Financial Services Authority for the
sale of financial interests
A wholly-owned subsidiary of IFG Group plc
