EXAMPLE OF POLICY RECENTLY BOUGHT

Here are two examples of recently matured policies.

Past performance is not necessarily a guide to future performance.

Prudential 25- year, with-profits policy which matured on 1 October 2005

Sum Assured £2,000
Total Bonuses £3,100.59
Surrender Value £5,280
Premiums £10.62 Monthly

The policy above was purchased in August 2003 for the sum of £6,200.

In addition to the purchase price the purchaser paid £100 in solicitor’s fees and £265.50 in premiums, making a total outlay of £6,565.50.

The maturity value of the policy in October 2005 was £7,384, giving the purchaser a net gain of 11.08%.

 
Pearl Assurance 35-year, with–profits policy which matured on 16 September 2005

Sum Assured £2,500
Total Bonuses £4,936.25
Surrender Value £13,638
Premiums £20.25 quarterly

The policy above was purchased in January 2005 for the sum of  £14,300.

In addition to the purchase price the buyer also paid £100 in solicitor’s fees and £40.50 in premiums, making a total outlay of £14,440.50.

The maturity value of the policy in September 2005 was £17,460.32 giving the purchaser a net gain of 17.3%.